New to online gambling in Malaysia? You’ll see a lot of unfamiliar words RTP, wagering, e-wallets, rollover, and more. Don’t worry, this guide by Free Credit Wallet breaks down all the important casino terms so you can play safely and wisely. Whether you’re using free credit, claiming a bonus or just spinning for fun, knowing these terms will help you avoid mistakes and know what you’re doing.
1. Wagering Requirement
A wagering requirement is the number of times you need to bet a bonus before you can withdraw any winnings.
For example:
You claim a RM30 free credit from a casino listed on Free Credit Wallet. It has a 30× wagering requirement. This means: RM30 × 30 = RM900
You need to wager RM900 before you can cash out any winnings.
If you’d like to see how different casinos apply wagering conditions in practice, our 10 Best Free Credit No Deposit Casinos in Malaysia for 2025 article compares top platforms and their bonus rules.
Why it matters:
Many players get frustrated because they don’t realize they can’t withdraw bonus winnings immediately. Free Credit Wallet reviews always display wagering terms clearly to avoid confusion.
2. House Edge vs RTP
House Edge
This is the built-in advantage the casino has over you.
If a game has a 5% house edge, it means the casino will keep RM5 for every RM100 you bet.
RTP – Return to Player
RTP is the opposite: the percentage of money wagered on a game pays back to players over time. For example, an RTP of 96% means you’ll get back RM96 for every RM100 you spend—on average.
Tip from Free Credit Wallet:
Always choose games with an RTP of 95% or higher. It means better value for your playtime.
3. Free Credit
Free credit is one of the most popular types of casino bonuses for Malaysian players. You’ll find it on Free Credit Wallet with terms like:
- Free credit no deposit
- New member free credit RM10
- Free reload credit with e-wallet use
Key things to know:
- Free credit usually comes with wagering requirements.
- Some casinos may limit how much you can win or withdraw from free credit.
- Check whether the bonus is sticky or non-sticky (see below).
Why trust Free Credit Wallet?
They only list casinos with fair free credit rules—no hidden traps.
To understand how Free Credit Wallet protects players from unfair terms, read What Is Free Credit Wallet? Malaysia’s Trusted Bonus Guide for insights into our review process and bonus checks.
4. Sticky vs Non-Sticky Bonus
- Sticky bonus: You can use the bonus to play, but you can’t withdraw it. Only your winnings are cashable.
- Non-sticky bonus: You can withdraw your original deposit if you don’t touch the bonus.
Example:
Deposit RM100, get RM100 bonus
- With a sticky bonus, you can’t withdraw that RM100 bonus.
- With a non-sticky bonus, if you win using your RM100 deposit, you can withdraw it—even without using the bonus.
Free Credit Wallet mentions whether a bonus is sticky or not, so you’re never caught off guard.
5. Max Cashout
This means the maximum amount you can withdraw from a bonus. If a RM20 free credit comes with a RM100 max cashout, then no matter how much you win, you can only take RM100.
Tip: Avoid bonuses with too low of a max cashout, especially if the wagering is high.
Want a step-by-step walkthrough on claiming safe offers? Our Step-by-Step: How to Claim Your First Free Credit Bonus shows you exactly how to activate and use bonuses responsibly
6. E-Wallet
An e-wallet is a secure digital payment method. Popular ones in Malaysia include:
- Touch ’n Go
- Boost
- GrabPay
These are safer than entering card or bank info directly.
Casinos listed on Free Credit Wallet support local e-wallets and often offer exclusive free credits when you use them.
Bonus tip:
Transactions via e-wallets are fast, safe and often come with lower fees.
7. RNG & Provably Fair
RNG – Random Number GeneratorUsed in online games to ensure results are truly random.
Provably Fair
A more advanced version often used in crypto casinos, where players can verify results themselves. Trusted casinos on Free Credit Wallet always use RNG and are often independently tested.
8. Account Verification
Known as KYC (Know Your Customer), this step is required before you withdraw winnings.
- A valid ID (passport or IC)
- Proof of address (utility bill or bank statement)
- E-wallet screenshot
It may sound annoying, but it’s a sign the casino is legitimate. Scam sites won’t even bother asking—they’ll just disappear when it’s time to pay you.
9. Game-Specific Terms
Slots
- Payline: Line across which symbols must match to win.
- Wild: Replaces other symbols.
- Scatter: Triggers bonus features.
Blackjack
- Hit: Take another card.
- Stand: Keep current cards.
- Double Down: Double bet, take one card.
- Insurance: Side bet if dealer shows Ace.
Roulette
- Straight Up: Bet on a single number.
- Dozen Bet: Bet on a group of 12 numbers.
- Odd/Even: Bet on number type.
Learn these and you’ll be more confident and avoid costly mistakes.
10. Reload Bonus & Cashback
- Reload Bonus: A bonus on future deposits. Usually 10–50%.
- Cashback: A % of losses returned to you.
Free Credit Wallet always includes info on whether cashback or reload promos are active—often with e-wallets.
11. Responsible Gambling Tools
Trusted casinos offer:
- Deposit Limits
- Loss Limits
- Cooling-Off Periods
- Self-Exclusion
These tools protect you from overspending. Free Credit Wallet highlights casinos that take responsible gambling seriously.
12. Secure Login & 2FA
Strong password tips:
- At least 12 characters
- Mix of letters, numbers, and symbols
- Unique to your casino account
Bonus tip:
Enable 2FA. It sends a code to your phone every time you log in—adding a second layer of security. Most Free Credit Wallet–recommended casinos support this feature.
Conclusion
Casino terms can make the difference between smart play and costly mistakes. This guide gave you clear definitions, practical examples and smart tips using Free Credit Wallet as your safety net. From bonuses and wagering to secure payments and fair games, you’re now ready to play with confidence. Before claiming any offer, read terms carefully and rely on Free Credit Wallet for the latest, most trusted deals. Smart players win more, and now you’re one of them.
For more ways to protect your account beyond casino terms, check out our Casino Safety Tips Every Malaysian Player Should Know where we cover secure platforms, payment methods, and responsible play.
FAQs
It’s the amount you must bet before withdrawing winnings from a bonus—usually 20x to 40x the bonus amount.
Yes, but usually has limits. Always check if there’s a max cashout or wagering attached. Free Credit Wallet shows you the truth.
RTP tells you how much a game returns to players over time. Higher RTP = better chances in the long run.
Yes. E-wallets like Boost and Touch ’n Go offer encrypted, fast and local payment options.
A bonus you can play with but not withdraw. Only winnings from it may be cashed out.
Sue is the lead copywriter at Free Credit Wallet, a trusted platform dedicated to honest and up-to-date online casino reviews in Malaysia. With a sharp eye for detail and deep knowledge of the iGaming industry, Sue writes content that helps Malaysian players discover the best free credit no deposit offers, secure platforms, and top-rated slot games. Whether it’s breaking down complex casino terms or reviewing the latest promotions, every article is written with clarity, accuracy, and player value in mind.
